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The modern way to manage money
Budget, track your progress, and plan for the future—all in one app.
What is Monarch?
Your home base for money clarity
Monarch simplifies finances by bringing all your accounts together into one clear view. Always know where your money is and where it's going, achieve your goals quicker, and collaborate with your partner or professional at no extra cost.
Everything you need, all in one app
Connect your accounts and Monarch will do the heavy lifting to categorize your finances. From there, you can track, budget, collaborate, and set goals specific to you.
Track
Know where you stand
From your net worth to day-to-day spending and cash flow, feel confident about where you’re at.
Budget
Budgeting that fits your life
Create a budget that flexes to your needs - and not the other way around - so you can stay focused on the things that matter most.
Collaborate
Make smart money moves together
Invite your partner to see your full picture, budget together, and reach your goals faster (and with more high fives).
Plan
Set goals (and crush them)
From planning a vacation to a home remodel — track your goals and adjust your cash flow to make sure you stick the landing.
All your accounts, in one place
Connect all your bank accounts, credit cards, loans, real estate, and investments to see your entire financial picture in one place. When you and your partner both sync your accounts, you’ll get a shared view of your finances—making it easier to stay aligned and plan together.
Transactions
Every transaction in one list
Monarch brings all your transactions into one clean, searchable list—no more jumping between apps or bank websites. You can mark transactions as reviewed to stay on top of your spending and quickly spot anything unexpected.
Recurring
Take control of your subscriptions
Monarch automatically detects your recurring subscriptions—like streaming services, gyms, or app memberships—so you never lose track of what you’re paying for. It’s an easy way to spot forgotten charges and take control of your monthly spending.
Reports
Visualize the flow of money
Dive deep into your finances with customizable charts that reveal where your money’s going. Whether you're tracking spending trends, income, or net worth over time, reports help you turn raw data into insights you can act on.
Goals
Your goals, on track
Create a clear plan to save for what matters—whether it’s a home, a vacation, or a rainy day fund. Set targets, track your progress, and stay motivated as you watch your savings grow over time.
Apps
On every device, always in sync
Monarch works seamlessly across web, iOS, and Android—so you can check in on your money anytime, anywhere. Whether you're planning on a laptop or reviewing your budget on the go, your finances are always in sync and ready when you are.
Syncing
Best-in-class data connectivity
Monarch syncs with multiple financial data providers, more than other apps, to connect with 13,000+ financial institutions and keep them in sync.
What our members say
“I love everything about this app. Building a budget is easy, tracking spending is awesome, and everything I wanted in an app this can do! So easy and flexible.”