# Budgeting

## Budgeting should be flexible, because…life

Having a budget only works if it suits your lifestyle. Monarch offers two ways to budget, providing the structure or flexibility that works for you.

### Insights at the altitude you need

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Quickly see how you're doing with visual progress bars.

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Zoom in for trends on your historical spend in each category.

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Add a budget widget on any iOS device, so you always know how you're tracking.

### Plan further out than just this month

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Plan for non-monthly expenses with rollovers so they don't break your budget.

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Forecast your spending into the future for a look beyond just this month.

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Save for big goals along with your monthly budget.

### Customize to your needs

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Modify your groups, categories, and even the emojis to suit you.

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Change the order of how items are displayed on your budget screen.

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Choose what kind of notifications you'd like to help keep you on track.

## One app, two ways to budget

Choose how you prefer to budget so you have the structure or flexibility you need to suit your needs and make budgeting feel easy.

### Flex Budgeting

### Category Budgeting

##### A simple focus on just one number

Flex Budgeting is built based on the reality that some expenses vary each month. Separate your spend into fixed, flexible, and non-monthly buckets and from there, you can stay on track with a simple focus on one number - your flexible expenses.

# Resources

### Video

Learn more about Flex Budgeting and how to get started

[Watch](https://www.youtube.com/watch?v=1X5yHqk9PiU)

### Blog

Dive deeper into the details of how Flex Budgeting works

[Read](https://www.monarch.com/blog/flex-budgeting-simplify-your-spending-with-just-one-number)

### Blog

Learn more about whether Category or Flex Budgeting is right for you

[Read](https://www.monarch.com/blog/flex-vs-category-budgeting-how-to-choose-whats-right-for-you)

## FAQs

### How does Monarch’s budgeting feature work? Is it customizable?

### Does Monarch provide insights or recommendations to help me stay on track with my budget?

### How do I budget for quarterly, annual, or other non-regular expenses?

## Track, budget, and feel good about your money with Monarch in your corner.