Budgeting
Budgeting should be flexible, because…life
Having a budget only works if it suits your lifestyle. Monarch offers two ways to budget, providing the structure or flexibility that works for you.
Insights at the altitude you need
Quickly see how you're doing with visual progress bars.
Zoom in for trends on your historical spend in each category.
Add a budget widget on any iOS device, so you always know how you're tracking.
Plan further out than just this month
Plan for non-monthly expenses with rollovers so they don't break your budget.
Forecast your spending into the future for a look beyond just this month.
Save for big goals along with your monthly budget.
Customize to your needs
Modify your groups, categories, and even the emojis to suit you.
Change the order of how items are displayed on your budget screen.
Choose what kind of notifications you'd like to help keep you on track.
One app, two ways to budget
Choose how you prefer to budget so you have the structure or flexibility you need to suit your needs and make budgeting feel easy.
Flex Budgeting
Category Budgeting
A simple focus on just one number
Flex Budgeting is built based on the reality that some expenses vary each month. Separate your spend into fixed, flexible, and non-monthly buckets and from there, you can stay on track with a simple focus on one number - your flexible expenses.
Resources
Video
Learn more about Flex Budgeting and how to get started
Blog
Dive deeper into the details of how Flex Budgeting works
Blog
Learn more about whether Category or Flex Budgeting is right for you